Community bankers are facing the new millennium with a survivalist attitude, according to a joint survey conducted by ABA Banking Journal and the American Bankers Association's Community Bankers Council.
Key findings of the survey, reviewed at the ABA's National Conference for Community Bankers last month in Orlando, reveal that community bankers are meeting concerns about efficiency ratios through non-interest revenue enhancements, outsourcing and new product lineups. Although deposit growth remains a factor, community bankers are becoming increasingly interested in creating ways to meet loan demand through non-depositor funding.
The survey numbers on Internet banking and …
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